Wednesday, December 3, 2008

Alpacas in Snow and Damned Truck

Remember that snow game we used to play? We would stomp a big pie in the fresh, new snow and play tag. Was it Fox & Geese? I think that's what these 'pacas are playing. They get really excited when I let them out in the morning.
Here's the real reason that I'm posting today. The truck had a recall - windshield wipers, or something. I had to rid it of snow because it gets driven about once a month. If the neighbors were watching, I'll bet they were holding their breath. A snow brush didn't move this snow at all so I got out a rake. Heh, heh, prongy side up and very carefully, I pulled the snow off.\
Anyway, here's the deal. The truck was a year old when Smitty died and he had put life insurance on it. I'm really tired of making the payments and have been contacting the insurance company since the end of August. They are trying to be sure that he had no preexisting conditions before purchasing truck/insurance. Which I understand. But first of all, I had to sign a waiver releasing medical records to RiteAid and the Clinic uptown. To speed things up I contacted both these places myself and asked them to send on the records.
Well, RiteAid's records showed that he had scripts from two other doctors - a cardiologist (routine tests) and a surgeon (knee replacement). I learned this by calling the ins. co. When I contacted these two doctor offices, they hadn't had a request. I faxed a medical release (glad we have a trust) to the offices and asked them to fax Smitty's records on to the ins. co. Finally, on Monday the insurance company says they have all the requested papers, they will evaluate the claim, and I might know by Friday.
Now what if I had been a distressed, grieving widow who didn't want to make waves - would this get settled? Would they have contacted the docotors' offices? How many years would this take?
This is a pretty boring post, but makes me feel better to vent. (That's why I put the cute alpaca pictures first ☺)
Number 24 . I ran the snowblower today. Rob, when you showed me how to work it, you didn't tell me I was going to be covered with snow and that I probably shouldn't wear my glasses.